USDA Loans

If you are looking for a home loan without a down payment, a USDA loan could very well be your best pick. Ask our professional staff at VA Home Loan Group and we will help you understand whether you actually qualify for a loan like this. Some necessary pre-conditions need to be confirmed in order for you to be eligible. These include:

Income Restrictions

The processing of a USDA loan requires potential borrowers to provide proof of income. Every county has its own set of restrictions with respect to eligibility norms. Our officials at VA Home Loan Group can help you determine your specific guidelines. The prime aim of mobilizing these loans is to help the smaller communities residing in rural belts flourish by making property and land much more affordable.

Place of Residence

To qualify for a USDA loan, you must reside in an area that is designated as rural and fulfills USDA requirements. Contact us so we can check the eligibility of your county. Contrary to popular belief there are quite a few areas that actually qualify for zero-down-payment home loans.

Provided you have a proficient team of advisers like the ones at VA Home Loan Group, you will find the qualification process very straightforward.


How can we help you?

Contact any of our mortgage experts or submit a loan inquiry online.

“It was nice to have a good team on my side. They made everything super easy. The hardest part was just moving everything after we closed. Super happy with the process and would recommend them to anyone.”

Jeremy Burton

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